Is investing only for professionals?
When the topic of stock investing comes up, people often say:
“I’m not really into finance…”
“Investing seems too complicated.”
“Isn’t it safer to just stick with savings?”
These thoughts are understandable.
But for those in their 30s and 40s, we’re living in an era where avoiding investment is no longer an option.
This isn’t just about growing wealth.
It’s about the stage of life that requires investment returns.
Three Reasons Why People in Their 30s and 40s Should Learn Stock Investing
1. You still have time to benefit from compounding
Even though retirement ages are slowly rising, many people still plan around retiring in their early 60s.
If you’re in your 30s or 40s today, that means you likely have 15 to 25 years of investment runway left.
That’s not just time left—
It’s your window for compounding growth.
For example:
If you consistently earn a 7% annual return,
Your investment will quadruple over 20 years.
That means investing 50 million KRW at age 40
Could grow to 200 million KRW by 60.
But there’s a catch:
To benefit from compounding, you must start now.
Time is the essential ingredient.
And hesitation today means less wealth tomorrow.
2. You can give your children a financial head start
Parents invest heavily in their children’s education.
But far fewer think about giving their kids a financial foundation.
If you invest just 10–20 million KRW in your child’s name now
And let it compound for 20 years—
They could enter adulthood with seven-figure assets.
This isn’t just about saving money.
It’s about giving your child the gift of time
And positioning them ahead on the starting line of life.
3. Ignoring the economy leaves your wealth vulnerable to inflation
Learning to invest isn’t just about chasing returns.
It’s a form of financial self-defense.
In today’s high inflation, high interest rate, high exchange rate environment—
Savings alone may not protect your wealth.
Everyone can feel how food, housing, and education costs have soared over the past decade.
If you’re not economically aware,
Inflation will silently erode your assets.
And no one else will bear that risk for you.
Investing doesn’t have to be intimidating
When people hear “investing,” they often picture complex formulas, jargon, and high risk.
But that belongs to institutions and professional traders.
Personal investing starts with small steps and basic financial literacy:
- Buying your first ETF
- Opening a brokerage account and investing a small amount
- Reading your first financial statement
These simple actions, repeated over time,
Can radically transform your wealth in 10 years.
Now is the best time to start
Investment knowledge you build today
Will protect your retirement, support your children, and shape your family’s future.
The Valuation : Value Investing Through Valuation 
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